Is it time yet?
Find clarity on your retirement readiness with a simple, private, and assumption-based tool. No account syncing, just answers.
Private & Secure. No bank connections required.
What we help you answer
Move beyond "maybe" to understanding your actual position.
Where you stand today
Get a clear, unbiased snapshot of your current financial reality without the noise of daily market fluctuations.
What retirement looks like
Visualize your future income and lifestyle based on realistic assumptions, not best-case scenarios.
What changes the outcome
See how small adjustments to savings, retirement age, or spending can dramatically improve your outlook.
How it works
Enter a few assumptions
Input your basic numbers. We don't ask for account numbers or sensitive personal data.
See a clear snapshot
Instantly understand if you are on track, ahead, or need to make adjustments.
Explore "what if" scenarios
Test different retirement ages, spending levels, and market conditions to find your comfort zone.
Adjust over time
Life changes. Come back anytime to update your plan and stay on course.
Dashboard Preview
What makes this different
Income-focused
We focus on sustainable income, not just a big pile of cash.
Clear Assumptions
No hidden math or "black box" calculations. You control the inputs.
Nearing Retirement
Designed specifically for the 5-15 year window before retirement.
No Sales Pitches
We don't sell products or manage money. Your data is yours.
Who is this for?
Designed for thoughtful people approaching retirement who want clarity, not hype.
(Not for day traders, DIY spreadsheet
optimizers, or people seeking guarantees.)